Help Protect yourself from the "ifs".
Federal employees and annuitants continue to have access to the MetLife Federal Dental Plan. Crowns, fillings and other dental treatments can be expensive, and they're costs you may not have planned for. With dental coverage from MetLife, you can worry less about “what if I get a cavity?” or “what if I need a crown replaced?” Because now you’ve got affordable options to cover you and your family – for a price that’s less than you might expect.
See whatever dentist you like. What if your dentist isn’t in our network? With MetLife, you can go to the dentist you’re most comfortable with and still get some benefits - because we recognize you are more likely to go regularly when you trust who you're seeing. But with over 117,000 in-network dentist locations, there's a good chance your dentist is part of MetLife’s Preferred Dentist Program (PDP). Should you go on vacation within the U.S. or even get transferred, you’ll be able to find a dentist in our network - anywhere in the U.S. And thanks to an arrangement with AXA Assistance, we can even refer you to a dentist if you are living or when traveling outside the continental United States.2 For further information, please contact AXA Assistance at 866-384-2771 (From U.S.) or 312-935-9210 (Collect).
Not just any dentists. MetLife in-network dentists.
When you see MetLife in-network (PDP) dentist, you're assured of getting care from a dentist who has met MetLife's credentialing standards. MetLife reviews our in-network (PDP) dentists' credentials on a regular basis.
Lower costs for in-network services. Your out-of-pocket expenses may be lower if you see an in-network (PDP) dentist, since in-network (PDP) dentists agree to accept MetLife's negotiated fees as payment in full. Typically, these fees are as much as 10-35% less than the average fees charged by dentists in the same community. And keep in mind: those negotiated fees3 even apply to non-covered services like cosmetic dentistry and extra cleanings - so you can save even more.4
Less paperwork. Less worries. What if you don’t like filling out forms? With MetLife, there’s less paperwork because your dentist can submit your claims for you. Your dentist can even get a pre-treatment estimate while you’re in the dental office.5 And any time you want to check coverage, claim status or history, or get a pre-treatment estimate you can get a quick answer from us via the Internet, phone or fax.
Two options. Which one works better for you? We offer a Standard and a High option, and both cover a wide array of important services. Each is designed to cover you and your family for less than you might expect. Simply choose the plan that best fits your needs. And, employees can pay their premiums with pre-tax dollars via payroll deduction,6 making our coverage even easier to afford.
MetLife provides value and expertise. MetLife has been offering dental coverage for more than 46 years. So we have the knowledge and experience needed to provide valuable dental benefits that can help people pay for dental services, which they can use to keep their mouths healthy.
1 2008 MetLife Plan Participant Satisfaction Survey. 2 Referred services are not available in all locations. AXA Assistance is not an affiliate of Metropolitan Life Insurance Company. 3Occasionally, there may be a service for which the dentist’s fee is the same or less than the MetLife negotiated fee for that service. 4 Savings in the MetLife Dental Benefits plan will depend on various factors, including how often a participant visits the dentist and the cost for services rendered. 5 Transactions are in real-time except when systems are undergoing scheduled or unscheduled maintenance or interruption. 6 For employees only, does not apply to annuitants and their pensions.
Like most group accident and health insurance policies, the MetLife Federal Dental Plan contains certain exclusions, limitations, waiting periods and terms for keeping coverage in force. Please contact MetLife for complete details.
Did you know?
95% of people who use the Preferred Dentist Program would recommend it to a friend. 1
View a list of
in-network dentists (PDP) in your area.
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