2011 Plan Benefits

See 2012 Plan Benefits

Download the brochures:

2011 MetLife FEDVIP Plan Brochure

2012 MetLife FEDVIP Plan Brochure

What will your dentist charge you?
In-Network	Out-of-network
MetLife’s negotiated fee¹ with participating dentists, typically 15-45% below the community average charge. MetLife’s negotiated fees¹ apply to services covered by the plan, as well as those your plan does not cover or those rendered after you’ve reached your annual plan maximum.	A fee set by each individual dentist, which is typically higher than MetLife’s negotiated fee. A fee set by each individual dentist, which is typically higher than MetLife’s negotiated fee. You will be responsible for the difference between your dentist's charge and the covered percentage of the Usual and Customary fee for a given service³.

What will your plan cover?
	In-Network		Out-of-network
Coverage Option	Standard Option	High Option	Standard Option	High Option
Class A — Basic cleanings and oral examinations, x-rays	100%	100%	60%	90%
Class B — Intermediate fillings and periodontal maintenance	55%	70%	40%	60%
Class C — Major implants, crowns, bridges, root canal treatment and dentures	35%	50%	20%	40%
Class D — Orthodontia⁴ comprehensive orthodontic treatment, fixed appliance	50%	50%	50%	50%

Maximums and Deductibles
	In-Network		Out-of-network
Coverage Option	Standard Option	High Option	Standard Option	High Option
Deductible Per Person	$0	$0	$100	$50
Non-Ortho Annual Maximum Per Person	$1,200	$5,000	$600	$5,000
Orthodontic Lifetime Maximum Per Person	$1,500	$3,000	$1,000	$3,000

Like most group accident and health insurance plans, the MetLife Federal Dental plan contains certain exclusions and limitations. Please download the brochure to access these and other coverage details.

Enroll Now

1. Go to BENEFEDS.com
2. Choose Dental Coverage
3. Select MetLife

Or call BENEFEDS at 1-877-888-FEDS (3337)

Plan Benefits Disclaimer

¹ MetLife's negotiated fees refer to the fees that dentists participating in MetLife’s network have agreed to accept as payment in full, for services rendered by them.

² U&C Fee refers to the Usual and Customary (U&C) charge, which is based on the lowest of (1) The dentist’s actual charge, (2) The dentist’s usual charge for the same or similar services, or (3) The charge of most dentists in the same geographic area for the same or similar services as determined by MetLife.

³ Subject to any deductibles, cost sharing, benefit maximum and terms of the plan.

⁴ There is a 24 month waiting period for orthodontic benefits which begins on the effective date of coverage. The dependent receiving the services must be enrolled in the same plan for the entire waiting period.

Like most group accident and health insurance policies, the MetLife Federal Dental Plan contains certain exclusions, limitations, waiting periods and terms for keeping coverage in force. Please contact MetLife for complete details.