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2014 Plan Benefits

Download the 2014 MetLife FEDVIP Plan Brochure.

What will your dentist charge you?
In-Network Out-of-network

The negotiated fee1 with participating dentists, typically 15-45% below the community average charge.

The negotiated fees1 apply to services covered by the plan, as well as those your plan does not cover or those rendered after you’ve reached your annual plan maximum.

A fee set by each individual dentist, which is typically higher than the negotiated fee.

A fee set by each individual dentist, which is typically higher than the negotiated fee. You will be responsible for the difference between your dentist's charge and the covered percentage of the Usual and Customary fee for a given service3.
What will your plan cover?
  In-Network Out-of-network
Coverage Option Standard Option High Option Standard Option High Option

Class A — Basic
cleanings and oral examinations, x-rays

100%

100%

60%

90%

Class B — Intermediate
fillings and periodontal maintenance

55%

70%

40%

60%

Class C — Major
implants, crowns, bridges, root canal treatment and dentures

35%

50%

20%

40%

Class D — Orthodontia4
comprehensive orthodontic treatment, fixed appliance

50%

50%

50%

50%

Maximums and Deductibles
  In-Network Out-of-network
Coverage Option Standard Option High Option Standard Option High Option

Annual Deductible Per Person

$0

$0

$100

$50

Annual Maximum Per Person

$1,500

$10,000

$800

$10,000

Orthodontic Lifetime Max Dependent Child Per Person

$2,000

$3,500

$1,500

$3,500

Orthodontic Lifetime Max Adult Per Person

n/a

$1,500

n/a

$1,500

Like most group accident and health insurance plans, the MetLife Federal Dental plan contains certain exclusions and limitations. Please download the brochure to access these and other coverage details.

Enroll Now

1. Go to BENEFEDS.com
2. Choose Dental Coverage
3. Select MetLife

Or call BENEFEDS at 1-877-888-FEDS (3337)

Plan Benefits Disclaimer

1 The negotiated fees refer to the fees that dentists participating in the network have agreed to accept as payment in full, for services rendered by them.

2 U&C Fee refers to the Usual and Customary (U&C) charge, which is based on the lowest of (1) The dentist’s actual charge, (2) The dentist’s usual charge for the same or similar services, or (3) The charge of most dentists in the same geographic area for the same or similar services as determined by MetLife.

3 Subject to any deductibles, cost sharing, benefit maximum and terms of the plan.

Like most group accident and health insurance policies, the MetLife Federal Dental Plan contains certain exclusions, limitations, waiting periods and terms for keeping coverage in force. Please contact MetLife for complete details.

1. Go to BENEFEDS.com
2. Choose Dental Coverage
3. Select MetLife

Or call BENEFEDS at
1-877-888-FEDS (3337)


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Last updated on 2/12/09. For Broker/Dealer Use only. Not for Public Distribution.