Download the 2010 MetLife Federal Dental Plan brochure.
| What will your dentist charge you? | |
|---|---|
| In-Network | Out-of-network |
MetLife’s negotiated fee1 with participating dentists, typically 10-35% below the community average charge. MetLife’s negotiated fees1 apply to services covered by the plan, as well as those your plan does not cover or those rendered after you’ve reached your annual plan maximum. | A fee set by each individual dentist, which is typically higher than MetLife’s negotiated fee. A fee set by each individual dentist, which is typically higher than MetLife’s negotiated fee. You will be responsible for the difference between your dentist's charge and the covered percentage of the Usual and Customary fee for a given service3. |
| What will your plan cover? | ||||
|---|---|---|---|---|
| In-Network | Out-of-network | |||
| Coverage Option | Standard Option | High Option | Standard Option | High Option |
Class A — Basic | 100% | 100% | 60% | 90% |
Class B — Intermediate | 55% | 70% | 40% | 60% |
Class C — Major | 35% | 50% | 20% | 40% |
Class D — Orthodontia4 | 50% | 50% | 50% | 50% |
| Maximums and Deductibles | ||||
|---|---|---|---|---|
| In-Network | Out-of-network | |||
| Coverage Option | Standard Option | High Option | Standard Option | High Option |
Deductible Per Person | $0 | $0 | $100 | $50 |
Non-Ortho Annual Maximum Per Person | $1,200 | $3,000 | $600 | $3,000 |
Orthodontic Lifetime Maximum Per Person | $1,500 | $3,000 | $1,000 | $3,000 |
Like most group accident and health insurance plans, the MetLife Federal Dental plan contains certain exclusions and limitations. Please download the brochure to access these and other coverage details.
Download the 2009 MetLife Federal Dental Plan brochure.
Enroll Now
1. Go to BENEFEDS.com
2. Choose Dental Coverage
3. Select MetLife
Or call BENEFEDS at 1-877-888-FEDS (3337)
Plan Benefits Disclaimer
1 MetLife’s negotiated or PDP fees refer to the fees that dentists participating in MetLife’s Preferred Dentist Program (PDP) have agreed to accept as payment in full, for services rendered by them.
2 U&C Fee refers to the Usual and Customary (U&C) charge, which is based on the lowest of (1) The dentist’s actual charge, (2) The dentist’s usual charge for the same or similar services, or (3) The charge of most dentists in the same geographic area for the same or similar services as determined by MetLife.
3 Subject to any deductibles, cost sharing, benefit maximum and terms of the plan.
4 There is a 24 month waiting period for orthodontic benefits which begins on the effective date of coverage. The dependent receiving the services must be enrolled in the same plan for the entire waiting period.
Like most group accident and health insurance policies, the MetLife Federal Dental Plan contains certain exclusions, limitations, waiting periods and terms for keeping coverage in force. Please contact MetLife for complete details.
1. Go to BENEFEDS.com
2. Choose Dental Coverage
3. Select MetLife
Or call BENEFEDS at
1-877-888-FEDS (3337)
FEDVIP Open Season
Begins: November 9, 2009
Ends: December 14, 2009
Questions for MetLife?
1-888-865-6854
TDD: 1-888-260-5376
