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MetLife Federal Vision Plan Details

Get an overview and details of your 2021 MetLife Federal Vision Plan (FEDVIP)

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Benefit
Eye Exam — Every calendar year
Frames - Featured Brands — Every calendar year
Frames - Non-Featured Brands — Every calendar year
Frames from Costco, Walmart or Sam's Club — Every calendar year
Lenses — Every calendar year
Progressive Lenses - Standard —
Progressive Lenses - Premium —
Progressive Lenses - Custom —
Anti-reflective - Standard —
Anti-reflective - Premium —
Anti-reflective - Ultra Premium —
Anti-reflective - Custom —
Lens Enhancements - Scratch Resistant —
Lens Enhancements - Impact Resistant —
Lens Enhancements - Solid Tints —
Lens Enhancements - Photochromatic —
Lens Enhancements - UV coating —
Contact Lenses - Fitting and Evaluation — (instead of eye glasses)
Contact Lenses - Elective —
Contact Lenses - Necessary —

Like most group benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. Please view the 2021 MetLife Federal Vision Plan Brochure for cost and complete details.

KidsCare℠

  • KidsCareSM Benefit applies only to covered Children under age 18.
  • Service Intervals:
    • Exam: One every calendar year
    • Lenses/Contacts: One every calendar year
    • Frames: Once every calendar year
  • Out-Of-Network: Same as primary plan benefits up to the out-of-network exam and materials allowances stated below.

SunCare

  • Frames: Your frame allowance may be applied toward non-prescription sunglasses. Such benefit will be considered both a lens and frame benefit for determining Service Intervals. Lab-fabricated Plano lenses are not covered.
  • If you choose to go out of network, your frame allowance may be applied toward non-prescription sunglasses.

Diabetic Eyecare Plus℠ Program

  • Retinal screening for members with diabetes
  • Additional exams and services for members with diabetes, glaucoma, and age-related macular degeneration (AMD). Limitations and coordination with medical coverage may apply. Contact MetLife for further details.
  • As needed
  • $20; $0 per exam

Low Vision

  • Once every 2 calendar years.
  • Provides additional benefits to members who are not legally blind, but whose eyesight cannot be corrected to 20/70 with the use of optical lenses. Not available at retail chains including Costco, Walmart and Sam’s Club.
  • Supplemental testing: Maximum of two (2) tests covered in full within a two (2) year period up to the benefit maximum.
  • Supplemental aids: 75% of the allowable amount up to the benefit maximum every two (2) years.
  • Benefit maximum: $1,000 every two (2) years.
  • Requires pre-authorization.

In-network value added features

  • In addition to standard lens enhancements, enjoy an average 20-25% savings on all other lens enhancements.1
  • Get 20% savings on additional pairs of prescription glasses and nonprescription sunglasses, including lens enhancements. At times, other promotional offers may also be available.1
  • Savings averaging 15% off the regular price or 5% off a promotional offer for laser surgery including PRK, LASIK and Custom LASIK.2 This offer is only available at participating locations.

Out-of-network reimbursement

You pay for services and then submit a claim for reimbursement. The same benefit frequencies for in-network benefits apply.

  • Eye exam: up to $45
  • Frames: up to $55 (or up to $70 for High Option plan)
  • Contact lenses:
    • Elective up to $105
    • Necessary up to $210
  • Single vision lenses: up to $45
  • Lined bifocal lenses: up to $65
  • Lined trifocal lenses: up to $85
  • Lenticular lenses: up to $125

Quick Links

Links to additional MetLife Federal Vision Program information
 

Find a Vision Provider

Search for a vision provider in your area.

1 All lens enhancements are available at participating private practices. Maximum copays and pricing are subject to change without notice. Please check with your provider for details and copays applicable to your lens choice. Please contact your local Costco, Walmart or Sam’s Club to confirm availability of lens enhancements and pricing prior to receiving services. Additional discounts may not be available in certain states.

2 Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Additional savings on laser vision care are only available at participating locations.

Important: If you or your family members are covered by more than one health care plan, you may not be able to collect benefits from both plans. Each plan may require you to follow its rules or use specific doctors, and it may be impossible to comply with both plans at the same time. Before you enroll in this plan, read all of the rules very carefully and compare them with the rules of any other plan that covers you or your family.

MetLife Vision insurance is provided by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.

Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. For more information please view the Federal Vision Plan Brochure, which will govern these plan options and can be viewed by visiting MetLife.com/FEDVIP-Vision.

This document is not a complete description of the plan options. The 2021 MetLife Federal Vision Plan Brochure will govern these plan options and can be viewed by visiting MetLife.com/FEDVIP-Vision.