1 To age 22 for dependents of federal civilian enrollees. Age 21 (23 if full‑time student) for dependents of military retirees.
2 Annual deductible applies to Basic, Intermediate and Major Services for out of network only.
3 Savings from enrolling in a dental benefits plan will depend on various factors, including plan design and premiums, how often participants visit the dentist and the cost of services rendered.
4 Negotiated fees refer to the fees that participating dentists have agreed to accept as payment in full, for services rendered by them. Negotiated fees are subject to any cost sharing, benefit maximum and terms of the plan and subject to change.
5 The Usual and Customary Fee is the lowest of (1) The dentist’s actual charge, (2) The dentist’s usual charge for the same or similar services, or (3) The amount charged by most dentists in the same geographic area for the same or similar services as determined by MetLife.
6 Subject to any deductibles, cost sharing, benefit maximum and terms of the plan. This document is not a complete description of the plan options. The 2019 MetLife Federal Dental Plan Brochure will govern these plan options.